Savelo

savelo

Your Money. Your Coach. Your ROI.

Free to start · No credit card required

AI financial coach, powered by Claude
Bank sync, goals, and smart budgeting
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Welcome to Savelo

Here's your financial overview

Total Balance Link a bank to start
$0.00
JanFebMarAprMayJunJulAugSepOctNovDec
Savings ROI
$0 saved with Savelo
subscription ROI at $0/mo
Progress this year $0 / $0
New

Savelo Score

Your financial health score (350-850 scale)

350
850
Complete profile to start

Savings Goals

65%
Emergency Fund
$6,500 / $10,000
$500/mo · ~7 months left
27%
Hawaii Vacation
$1,200 / $4,500
$200/mo · ~17 months left
28%
Down Payment
$22,000 / $80,000
$1,200/mo · ~48 months left
AI Insight

Your dining spending is up 23% this month. Cooking at home 2 more nights/week could save $180/month — that's $2,160/yr.

🔥
14 Day Streak!
Keep it up! 7 more days to Gold.
Progress to next milestone 14 / 21 days
Silver (7) Gold (21) Platinum (30)

Weekly Challenges

🚫
No-Spend Day
3/5
📝
Log Every Purchase
12/15

Savings Goals

65%
Emergency Fund
$6,500 / $10,000
$500/mo · ~7 months left
27%
Hawaii Vacation
$1,200 / $4,500
$200/mo · ~17 months left
28%
Down Payment
$22,000 / $80,000
$1,200/mo · ~48 months left

Monthly Budget

April 2026
Total Budget $3,240 / $4,800

$1,560 remaining · 18 days left

Savings This Month $720

15% savings rate · On track for goals

Category Breakdown

Housing
$1,400 / $1,400
Food & Dining
$520 / $650
Transportation
$280 / $400
Entertainment
$180 / $200
Shopping
$310 / $500
Utilities & Bills
$350 / $400
Health & Fitness
$200 / $250

Linked Accounts

Chase Checking
****4821
$4,231.87
Chase Savings
****4822
$6,542.00
Amex Platinum
****3019
-$1,847.22
Fidelity 401k
****7711
$3,920.67

Recent Transactions

Merchant Amount

Credit Score

Very Good
350
850
PoorFairGoodVery GoodExcellent

Score History

+12 pts this month
MayJunJulAugSepOctNovDecJanFebMarApr

Key Factors

Payment History Excellent
Credit Utilization 18%
Account Age 4.2 years
Hard Inquiries 1

Bill Negotiation

$1,140/yr saved

We negotiate your bills for you. Savelo contacts your providers and negotiates lower rates on your behalf. You only pay if we save you money.

Internet (Comcast)
$89/mo $62/mo
$324/yr
saved
Phone (AT&T)
$78/mo $55/mo
$276/yr
saved
Auto Insurance (State Farm)
$210/mo $165/mo
$540/yr
saved

Retirement Optimizer

401k Balance
$47,832
+8.4% YTD
Contribution Rate
12%
$720/mo pre-tax
Employer Match
6%
$360/mo free money
Projected Retirement
Age 62
~28 years away

Projected Growth

Now5yr10yr15yr20yr25yr30yr
Today: $47,832 Projected: $1,240,000
Optimization Tip

Increasing your contribution by 3% would reduce your projected retirement age to 59 and add an estimated $180,000 to your nest egg.

What-If Scenarios

Model different financial decisions to see their long-term impact.

What if I increase savings by $200/mo?

Emergency fund complete5 months sooner
Extra saved in 5 years+$12,000
With compound growth+$14,820

What if I pay off credit card first?

Debt-free dateAug 2026
Interest saved$340
Credit score impact+25 pts

What if I max out 401k?

Annual contribution$23,500
Tax savings/yr$5,640
Retire earlier by4 years

Form Auto-Fill

33 Forms Available

Pre-fill financial forms instantly with your Savelo data. No more hunting for account numbers, balances, or income figures.

Mortgage Forms
12 forms available
Auto Loan Forms
8 forms available
Student Loan Forms
7 forms available
Government Forms
6 forms available

AI Coach

Use the AI Coach chat panel on the right side of the screen. Click the button below to open it.

AI Insights

Spending Alert

Your dining spending is up 23% this month. Cooking at home 2 more nights/week could save $180/month.

Savings Opportunity

You have $47/month in unused subscriptions. Cancel Hulu + gym to save $420/year.

Investment Tip

Your emergency fund is 65% funded. Consider increasing 401k contribution by 2% once it's complete.

Auto-Save Rules

Automated savings rules triggered by your spending habits.

Round-Up Savings
Round every purchase up to the next dollar
Payday Save
Auto-transfer $200 on every payday
No-Spend Bonus
Save $10 for every no-spend day

Financial Literacy

BEGINNER

Understanding Compound Interest

Learn how your money grows exponentially over time and why starting early matters.

75% complete
INTERMEDIATE

Tax-Advantaged Accounts 101

401k, IRA, HSA, 529 — know which accounts to prioritize for maximum tax savings.

30% complete
ADVANCED

Building a FIRE Strategy

Financial Independence, Retire Early — calculate your number and build a plan.

Not started